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Condo with No Money Down

You are probably paying too much in rent right now. What if you could own your own condo for less than you pay in rent? If you think this requires a giant down payment, we have news for you! We can finance the entire purchase. No Down Payment, No Money Down, and a great interest rate on the money. It's not a scam, you don't need perfect credit. If you have worked at a decent job for two years or more, we can get you a condo. Look at the listings below, give us your email address, and we will invite you to have a cup of coffee(on us) and discuss the program.

Here is an overview of the process;

  1.  Contact a Melcher Real Estate Group(MREG) Agent.
  2.  Attend a meeting with our lender to become pre-approved for the program with a price range.
  3.  Work with your MREG agent to locate a home that fits you and the program.
  4.  Make an offer with your MREG agent.
  5.  Get the financing and close the deal!

Typically, we find the biggest hurdle stopping people from taking the leap from renting to homeownership is the down payment that banks and mortgage companies need to lend buyers the money to make their dreams come true.  After careful research we have found a program in which you will not need any money for a down payment nor have a perfect credit score!

There are two options available, here are the basics:

FORGIVABLE DOWN PAYMENT – a down payment assistance loan that is forgivable after 3 years of on-time payments.

Or

REPAYABLE DOWN PAYMENT – a loan repaid at 0% interest over a 10-year period or at a competitive market rate over a 30-year period
 

There are no first time home buyers restrictions nor geographic location restrictions. A credit score of 620 is needed and you are off and running to buying your new home!  Call us to set up your meeting today. It is free and there is no obligation.

47 Edgelawn Avenue North Andover MA 01845
Open House

MLS Number 72561577

  • Condo or Co-op
  • Next Open House: Sun 20th 1:00 pm - 2:00 pm
  • Bedrooms 2
  • Bathroom 1
  • Square Feet 850

Location, location, location! Set in the rear of Heritage Green away from the hustle & bustle of the main roads, this top floor provides a tranquil setting for enjoying a morning coffee on your deck. The kitchen was designed with extended cabinetry for extra cabinet & counter space. Fully equipped with refrigerator, gas range, dishwasher, disposal and even a wine fridge! Easy care laminate floors in the living room and kitchen. The bathroom was completely retiled. Recessed lighting and overhead lighting was added in the kitchen and bedrooms. The large living room opens has slider and balcony. Vinyl replacement slider and windows throughout. Why rent, when you can own! Condo fee includes: heat, hot water, water, sewer, master insurance, gas, snow removal & more. In building laundry & attic storage. Tremendous selection of amenities: Pools, fitness room, on site community room with billiard table, tennis, basketball & playground. Plenty of parking for residents & guests. Pets allowed!

Listed by Lynne Rudnicki, Home Sellers Edge

$
$
%
$/month over payments
Federal 30-year interest rate: 3.69% last updated on Oct 17, 2019
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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36 Village Green North Andover MA 01845
Open House

MLS Number 72580326

  • Condo or Co-op
  • Next Open House: Sun 20th 12:00 pm - 2:00 pm
  • Bedrooms 2
  • Bathroom 1
  • Square Feet 1,300

Immaculate 3 level End Unit Townhouse located In highly sought after Village Green! Two bedrooms, 1 bath with Finished basement! Hardwood and tile flooring throughout and all appliances included. Bright and sunny eat in kitchen with open concept to the living room. Finished lower level with new carpet and paint perfect for Family Room/Office. Laundry room in basement (washer& dryer included). Condo fees include heat, hot water and much more! Pet friendly and in The Franklin School District. Located near highway for easy Boston commute! Open house on Sunday, October 20th from 12pm-2pm.

Listed by Julie Ciaraldi, Swan Realty

$
$
%
$/month over payments
Federal 30-year interest rate: 3.69% last updated on Oct 17, 2019
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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235 Wachusett Street Boston MA 02130
Open House

MLS Number 72581811

  • Condo or Co-op
  • Next Open House: Sun 20th 2:00 pm - 3:30 pm
  • Bedrooms 2
  • Bathroom 2
  • Square Feet 1,085

1st Showing @ OH Sunday, 10/20, 2-3:30pm. Dwell in this crisp, contemporary Condominium designed and finished by local sought-after developer, WonderGroup, who created this hip interior landscape that invites easy living and playful entertaining. Flooded with light, the residence boasts a dramatic airy living space. The Living Room opens onto a lovely front covered deck, Dining area in the bay window sits adjacent to a gorgeous gourmet Kitchen with wood cabinetry, stainless steel appliances & island with stone waterfall countertop, and the Office/Playroom leads to a private rear porch. Two well-appointed Bedrooms include a master with en suite tile Bath and plentiful closets. Recessed lighting, bay windows, stained glass, wood floors and paneled doors enhance this beautiful home. In-unit laundry, abundant storage, and recent windows & systems invite the practical. Off-street parking and a short walk to Forest Hills. Unusually fabulous within the Woodbourne Historic District!

Listed by Cervone Deegan Team and Janet Deegan, Coldwell Banker Residential Brokerage - Boston - Back Bay

$
$
%
$/month over payments
Federal 30-year interest rate: 3.69% last updated on Oct 17, 2019
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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114 Waverly Street Everett MA 02149
Open House

MLS Number 72581913

  • Condo or Co-op
  • Next Open House: Sat 19th 11:00 am - 1:00 pm
  • Bedrooms 3
  • Bathroom 1
  • Square Feet 1,077

Hurry! Absolutely stunning 5 room, 3 bedroom home awaits you. Owner completely renovated this unit. New everything! Gorgeous hardwood floors thru-out all main rooms, good size bedrooms with large closets and ceiling fans, huge combo living room dining room offers great living space, custom kitchen has SS appliances, high end cabinets, granite countertops and gas range, full high end bath has tile floor and shower and stackable laundry, and so much more!. Not a thing to do except move in your belongings! Each unit has separate water meter. Storage in basement, one car deeded space with unit, and low condo fee! EZ access to all major routes, shopping and Boston. One car garage available for purchase as well as one extra deeded parking space. Pet Friendly building.These fine homes will go very fast so call and view today!! Open house Saturday 10/19 11-1 and Sunday 10/20 11:30-1:30

Listed by Daniel Fabbri, Century 21 Advance Realty

$
$
%
$/month over payments
Federal 30-year interest rate: 3.69% last updated on Oct 17, 2019
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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419 Newport Avenue Quincy MA 02170
Open House

MLS Number 72581928

  • Condo or Co-op
  • Next Open House: Sun 20th 11:00 am - 12:30 pm
  • Bedrooms 2
  • Bathroom 1
  • Square Feet 880

Location, location, location! Come see this great unit just a five minute walk from the newly renovated Wollaston Red Line stop. This unit features gas heating, gas cooking and an in-unit front load washer and dryer! Pull the carpeting to reveal hardwood flooring and enjoy the open floor plan throughout the first floor. The main living area includes a large sliding glass door which overlooks a private and peaceful outdoor patio. A modern bathroom and deeded off-street parking continue the list of what this unit offers! Will not last.

Listed by Norman Connell, Connell Realty, Inc.

$
$
%
$/month over payments
Federal 30-year interest rate: 3.69% last updated on Oct 17, 2019
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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426 Place Lane Woburn MA 01801

Price$429,900

Est. Mortgage: $/month

Open House

MLS Number 72581925

  • Condo or Co-op
  • Next Open House: Sat 19th 11:30 am - 1:00 pm
  • Bedrooms 2
  • Bathroom 2
  • Square Feet 1,400

Rare opportunity for a TOP FLOOR unit at desirable Place Lane Condominiums! This two bedroom, 2 bath unit has been freshly painted and features brand new carpeting throughout. Enjoy a fireplaced livingroom, an oversized private balcony, in unit laundry and plenty of storage space. This sought after complex is full of amenities including an in ground pool, tennis courts and club room. The convenient location is set just outside Woburn Center and provides easy access to public transportation and major highways.

Listed by Joanne Mulkerin, J. Mulkerin Realty

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$
%
$/month over payments
Federal 30-year interest rate: 3.69% last updated on Oct 17, 2019
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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22 Prower Landing Plymouth MA 02360
Price Changed

MLS Number 72546765

  • Condo or Co-op
  • Bedrooms 2
  • Bathroom 3
  • Square Feet 2,726
  • Neighborhood Pinehills

LOCATION and PRIVACY are what make this "true" end unit condo in Winslowe's View of the Pinehills a must see! This B-model condo is situated at the end of a private street within close proximity to the Winslowe's View amenities, including the mail house, pool and clubhouse. The beautifully landscaped courtyard greets you as you enter this spacious, open concept home which overlooks the Nicklaus 15th hole. The home features hardwood floors throughout the main living space and two gas fireplaces -- one in the living room and another in the den off the kitchen. The kitchen has white cabinets, black granite countertops and black appliances. The refrigerator and dishwasher are less than 3 years old. First floor master ensuite, office or parlor and laundry/mudroom complete the first floor. Upstairs is a spacious loft, second bedroom and full bath for your overnight guests. The walkout lower level has a finished space for office or second den! Come see all this home has to offer!

Listed by Seagate Properties, Gail Doherty and Leon Lopes, RE/MAX Spectrum

$
$
%
$/month over payments
Federal 30-year interest rate: 3.69% last updated on Oct 17, 2019
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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29 Walton Street Boston MA 02124

MLS Number 72569862

  • Condo or Co-op
  • Bedrooms 2
  • Bathroom 2
  • Square Feet 1,060
  • Neighborhood Dorchester's Ashmont

Nestled in the heart of leafy Ashmont Hill, surrounded by street after street of grand houses of a bygone era, sits this very stylish 2 Bedroom 2 Bath condo in a newly converted, just renovated from top to bottom, 3 unit building. Upon entering this unit you will find a lovely window-lit Entrance Hall, leading to 2 evenly-sized large bedrooms with a full bath for each bedroom. The living area faces the deck and garden in back with a large kitchen with granite countertops, including on the island, stainless appliances, with plenty of room for 2 cooks to spread-out. The kitchen opens to a sunny Living Room which spills on to Dining Room, which is large enough for a dining table along and a desk/home office. Large glass doors open to a private deck and large exclusive use garden. Gleaming wood floors, Central A/C, ample dedicated storage in the basement, in-unit w/d hook-up. All this in a quiet neighborhood minutes from the Ashmont T and all the local eateries!

Listed by Michael Selbst, Gibson Sotheby's International Realty

$
$
%
$/month over payments
Federal 30-year interest rate: 3.69% last updated on Oct 17, 2019
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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96 Dix Street Boston MA 02122
Open House

MLS Number 72577466

  • Condo or Co-op
  • Next Open House: Sun 20th 12:00 pm - 2:00 pm
  • Bedrooms 2
  • Bathroom 1
  • Square Feet 865

Price Adjustment!! Stunningly immaculate 2 bedroom condo in a Second Empire/Mansard style building nestled into the Heart of Dorchester. This spectacular two bedroom condo is gorgeous inside and out! The unit has been carefully crafted & laid out to suit today's consumer; including Brazilian Cherry Hardwood flooring and crown mouldings throughout. The Stainless & Granite kitchen includes a brilliant tin ceiling and wine fridge flowing nicely into a gracious living area, highlighted by an attractive gas fireplace. Perfect for entertaining! No detail has been overlooked! The large master bedroom has a warm Southern exposure. Features: In Unit laundry, deeded parking, and ample locked basement storage. The building and grounds are professionally maintained and Pet Friendly! The Expressway North or South is just 6 minutes away.

Listed by Julie Simmons, Conway - Dorchester

$
$
%
$/month over payments
Federal 30-year interest rate: 3.69% last updated on Oct 17, 2019
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

Save FavoriteSchedule A VisitAsk A QuestionMore Details

29 Walton Street Boston MA 02124

MLS Number 72570094

  • Condo or Co-op
  • Bedrooms 2
  • Bathroom 2
  • Square Feet 1,045
  • Neighborhood Dorchester's Ashmont

Commuters Dream! Minutes from the Ashmont T! Nestled in the heart of leafy Ashmont Hill, surrounded by street after street of grand houses of a bygone era, sits this very stylish Top Floor 2-3 Bedroom 2 Bath condo in a newly converted, just renovated from top to bottom, 3 unit building. The living area offers a really large chef's kitchen, with gas range, stainless appliances, and plenty of space to spread out on the stone countertops. A delightful cathedral ceiling with skylights splashes the living room with sun all day. A big slider in the dining room brings the outside in and offers easy direct access to a large deck overlooking the garden. The unit offers a flexible floor plan…it can be enjoyed as either as a 3 bedroom with combined living/dining or a 2 bedroom with separate living and dining rooms. Large attic (exclusive to unit 3) with full access stairs, dedicated storage in the basement, and exclusive use garden space round-out this delightful home.

Listed by Michael Selbst, Gibson Sotheby's International Realty

$
$
%
$/month over payments
Federal 30-year interest rate: 3.69% last updated on Oct 17, 2019
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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29 Walton Street Boston MA 02124

MLS Number 72578563

  • Condo or Co-op
  • Bedrooms 2
  • Bathroom 2
  • Square Feet 978
  • Neighborhood Dorchester's Ashmont

Commuters Dream! Minutes from the Ashmont T! Nestled in the heart of leafy Ashmont Hill, surrounded by street after street of grand houses of a bygone era, sits this very stylish 2-3 Bedroom 2 Bath condo in a newly converted, just renovated from top to bottom, 3 unit building. The living area offers a really large chef's kitchen, with gas range, stainless appliances, and plenty of space to spread out on the stone countertops. A big slider in the dining room brings the outside in and offers easy direct access to a large deck overlooking the garden. The unit offers a flexible floor plan…it can be enjoyed as either as a 3 bedroom with combined living/dining or a 2 bedroom with separate living and dining rooms. Gleaming wood floors, dedicated storage in the basement, and exclusive use garden space round-out this delightful home.

Listed by Michael Selbst, Gibson Sotheby's International Realty

$
$
%
$/month over payments
Federal 30-year interest rate: 3.69% last updated on Oct 17, 2019
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

Virtual TourSave FavoriteSchedule A VisitAsk A QuestionMore Details

14 Penfield Street Boston MA 02131
Price Changed

MLS Number 72574078

  • Condo or Co-op
  • Bedrooms 2
  • Bathroom 1
  • Square Feet 1,006
  • Neighborhood Roslindale

Thoughtfully renovated 2 bed condo with bonus sun room on quiet side street is only minutes from Rosi Square. Loaded with original details and charm, and with newer kitchen & bath. Spectacular high-end kitchen features red birch cabinets, striking custom granite counter tops, stainless steel appliances, vent hood and breakfast nook. Kitchen leads to formal dining room with stunning built-in china cabinet & original wainscoting. Flexible layout with front sun room off the living room, perfect for office or cozy den. Outside, enjoy a private rear porch, shared entry porch surrounded by beautiful landscaping, driveway parking, plus garage under (used for storage currently). Ideally located only one block from Roslindale Square for easy commuting, shopping & dining out. Enjoy Porch Fest, Farmers Market, annual block parties.

Listed by Christian Iantosca Team, Arborview Realty Inc.

$
$
%
$/month over payments
Federal 30-year interest rate: 3.69% last updated on Oct 17, 2019
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

Save FavoriteSchedule A VisitAsk A QuestionMore Details

The property listing data and information, or the Images, set forth herein were provided to MLS Property Information Network, Inc. from third party sources, including sellers, lessors and public records, and were compiled by MLS Property Information Network, Inc. The property listing data and information, and the Images, are for the personal, non-commercial use of consumers having a good faith interest in purchasing or leasing listed properties of the type displayed to them and may not be used for any purpose other than to identify prospective properties which such consumers may have a good faith interest in purchasing or leasing. MLS Property Information Network, Inc. and its subscribers disclaim any and all representations and warranties as to the accuracy of the property listing data and information, or as to the accuracy of any of the Images, set forth herein.