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Condo with No Money Down

You are probably paying too much in rent right now. What if you could own your own condo for less than you pay in rent? If you think this requires a giant down payment, we have news for you! We can finance the entire purchase. No Down Payment, No Money Down, and a great interest rate on the money. It's not a scam, you don't need perfect credit. If you have worked at a decent job for two years or more, we can get you a condo. Look at the listings below, give us your email address, and we will invite you to have a cup of coffee(on us) and discuss the program.

Here is an overview of the process;

  1.  Contact a Melcher Real Estate Group(MREG) Agent.
  2.  Attend a meeting with our lender to become pre-approved for the program with a price range.
  3.  Work with your MREG agent to locate a home that fits you and the program.
  4.  Make an offer with your MREG agent.
  5.  Get the financing and close the deal!

Typically, we find the biggest hurdle stopping people from taking the leap from renting to homeownership is the down payment that banks and mortgage companies need to lend buyers the money to make their dreams come true.  After careful research we have found a program in which you will not need any money for a down payment nor have a perfect credit score!

There are two options available, here are the basics:

FORGIVABLE DOWN PAYMENT – a down payment assistance loan that is forgivable after 3 years of on-time payments.

Or

REPAYABLE DOWN PAYMENT – a loan repaid at 0% interest over a 10-year period or at a competitive market rate over a 30-year period
 

There are no first time home buyers restrictions nor geographic location restrictions. A credit score of 620 is needed and you are off and running to buying your new home!  Call us to set up your meeting today. It is free and there is no obligation.

23 Scotty Hollow Drive Chelmsford MA 01824
Open House

MLS Number 72522022

  • Condo or Co-op
  • Next Open House: Sat 22nd 11:00 am - 1:00 pm
  • Bedrooms 2
  • Bathroom 2
  • Square Feet 1,133

Welcome to Scotty Hollow - highly desirable end unit featuring two fireplaces and two decks! First floor has open concept, versatile floor plan. Brick FP in living area, french doors leading to deck in dining area and brand new appliances in the kitchen. Being an end unit provides extra windows for more natural light in the dining area. Master bedroom boasts a cathedral ceiling and a loft with both a fireplace and a skylight. Loft area could be used as a sitting area, office, play area - so many uses. Second bedroom has double closets and french doors leading to an exterior deck. Basement level has a coat closet along with a large storage closet. French doors from the garage lead to a patio that could be used for grilling. Amenities include a heated pool, tennis courts, on-site walking trails, clubhouse and basketball nets. Property is adjacent to 68 acres of conservation land, close to shopping/restaurants and has easy access to the highway. Come see for yourself!

Listed by Jean Vangsness, William Raveis R.E. & Home Services

$
$
%
$/month over payments
Federal 30-year interest rate: 3.82% last updated on Jun 13, 2019
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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62 Pleasant Street Winthrop MA 02152
Open House

MLS Number 72522009

  • Condo or Co-op
  • Next Open House: Sat 22nd 11:00 am - 2:00 pm
  • Bedrooms 3
  • Bathroom 2
  • Square Feet 1,633

By far and away, above the crowd! Discerning buyers will be inspired by this completely renovated 3 bedroom, 2 full bath, 2 level condominium located on the bus line to Boston. You will be instantly captivated as soon as you enter with the open floor plan, new golden oak floors, all new Martha Living cabinets and Quartz kitchen that invites entertaining, elegant crown moldings, and designer tiles baths. There in central air, in unit laundry and a beautiful oak and black iron staircase to the lower level 22 foot family room or third bedroom that is walk out level to a patio. The unit will have two off street parking spaces. From its convenient location right on the bus line you can be at the T in fifteen minutes and in Boston in 30 minutes or you can choose to take the Winthrop Ferry to Boston. Winthrop is just minutes to Boston and offers new schools, three yacht clubs, 2 marinas, seaside biking and hiking trails, miles of beaches, a golf course and many press acclaimed eateries.

Listed by Shaun Butler, Highland Real Estate

$
$
%
$/month over payments
Federal 30-year interest rate: 3.82% last updated on Jun 13, 2019
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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62 Pleasant Street Winthrop MA 02152
Open House

MLS Number 72522019

  • Condo or Co-op
  • Next Open House: Sat 22nd 11:00 am - 2:00 pm
  • Bedrooms 3
  • Bathroom 2
  • Square Feet 1,690

By far and away, above the crowd! Discerning buyers will be inspired by this completely renovated 3 bedroom, 2 full bath, 2 level condominium located on the bus line to Boston. You will be instantly captivated as soon as you enter with the open floor plan, new golden oak floors, all new Martha Living cabinets and Quartz kitchen that invites entertaining, elegant crown moldings, and designer tiles baths. There in central air, in unit laundry, a beautiful staircase and ocean views!. The unit will have two off street parking spaces. From its convenient location right on the bus line you can be at the T in fifteen minutes and is Boston in 30 minutes or you can choose to take the Winthrop Ferry to Boston. Winthrop is just minutes to Boston and offers new schools, three yacht clubs, seaside biking and hiking trails, miles of beaches, a golf course and many press acclaimed eateries.

Listed by Shaun Butler, Highland Real Estate

$
$
%
$/month over payments
Federal 30-year interest rate: 3.82% last updated on Jun 13, 2019
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

Save FavoriteSchedule A VisitAsk A QuestionMore Details

451 West Fourth Street Boston MA 02127
Open House

MLS Number 72522007

  • Condo or Co-op
  • Next Open House: Sat 22nd 12:00 pm - 1:30 pm
  • Bedrooms 3
  • Bathroom 2
  • Square Feet 1,243

Located on South Boston's bustling West Side this truly unique 3BD, 2BA penthouse upper duplex unit is perfect for growing families, first time home buyers or savvy investors. This spectacular home begins with the spacious open concept kitchen & living area highlighted by cathedral A-frame ceilings, custom built-ins and an eat-in kitchen. Relax on your tranquil sun lit private deck with a coffee in the morning or wine in the evening. A generous master bedroom with enormous walk-in closet completes the first floor. The second floor contains 2 additional guest bedrooms along an updated full bath. This fine home is rounded off with hardwood floors throughout, in-unit laundry, central air and large private storage in the basement! Pet friendly building! Steps from Fat Baby, Lincoln, Capo, bus lines, bike sharing and the Broadway T station, this offering is not to be missed!

Listed by The Quirk Group, Jessica Quirk and Sean Quirk, Coldwell Banker Residential Brokerage - Boston - Back Bay

$
$
%
$/month over payments
Federal 30-year interest rate: 3.82% last updated on Jun 13, 2019
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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107 Walk Hill Street Boston MA 02130
Open House

MLS Number 72522001

  • Condo or Co-op
  • Next Open House: Sat 22nd 11:00 am - 12:30 pm
  • Bedrooms 2
  • Bathroom 1
  • Square Feet 685

Charming and affordable 2 bedroom first floor condo in super convenient locale near Forest Hills T stop. This condo features hardwood floors, newer heating, renovated bath and new roof. Private deck for entertaining. Beautiful landscaped backyard with raised garden and fire pit area. Plenty of extra storage in the basement. Parking includes one garage spot plus second space in the driveway. Steps away from local shops and restaurants. Minutes from Arboretum and Franklin Park Zoo. First showings at Open houses Saturday 11-12:30pm and Sunday 12-2pm.

Listed by Stockman Farrar Group, Marie Farrar, Lynne Stockman and Philip Stockman, Realty Executives

$
$
%
$/month over payments
Federal 30-year interest rate: 3.82% last updated on Jun 13, 2019
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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43 Colborne Road Boston MA 02135
Open House

MLS Number 72521149

  • Condo or Co-op
  • Next Open House: Thu 20th 5:30 pm - 6:30 pm
  • Bedrooms 2
  • Bathroom 1
  • Square Feet 760

Don't miss your chance to buy at Colborne Court. This sunny top floor condo is perfect for a homeowner, or investor (rented before at $2,800) with two good-sized bedrooms both with double closets.The modern kitchen and renovated bath are complimented by the freshly applied paint and refinished wood floors for a quick move-in. And this condo comes with two coveted deeded parking spots right outside the back door to use or rent. With great closet space in the unit, various laundry rooms on site and a pool you have it all, including not only a live in Super but a daytime Super as well! Professional management company in Brookline. Close to Whole Foods, restaurants, bus to Longwood Medical, Green subway B line and .5 miles to Brookline.

Listed by Cathleen L. Lane, Unlimited Sotheby's International Realty

$
$
%
$/month over payments
Federal 30-year interest rate: 3.82% last updated on Jun 13, 2019
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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227 Mountain Avenue Malden MA 02148
Open House

MLS Number 72521998

  • Condo or Co-op
  • Next Open House: Thu 20th 4:30 pm - 6:00 pm
  • Bedrooms 2
  • Bathroom 3
  • Square Feet 1,405

EXTRAORDINARY TOWN HOME with high QUALITY custom appointments, similar to what one would expect to find in Boston's Back Bay or South End! Fully RENOVATED in 2012, OLD meets NEW in this exquisite Mansard Victorian offering 11' ceilings, OPEN FLOOR PLAN living room w/ Lennox 3 sided Peninsula Gas FIREPLACE and 3" Brazilian Cherry HARDWOOD FLOORS. OVERSIZE WINDOWS, offer plenty of LIGHT through out! MASTER ENSUITE with generous size WALK IN CLOSET along w/JET TUB BATH, separate shower, custom designed vanity and tumbled marble tile floor. American Standard Freedom 90 gas furnace w/CENTRAL AIR. Close proximity to the Orange line (OAK GROVE T-STATION), PUBLIC TRANSPORTATION and an abundance of restaurants along with all that MALDEN CENTER has to offer. Malden, voted one of the top places to live in Massachusetts! Don't miss this opportunity! Showings start at commuter open house Thursday, June 20th, 4:30-6:00. Showings during open houses only.

Listed by Laurie Cappuccio, Classified Realty Group

$
$
%
$/month over payments
Federal 30-year interest rate: 3.82% last updated on Jun 13, 2019
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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28 Wordsworth Street Boston MA 02128

MLS Number 72521993

  • Condo or Co-op
  • Bedrooms 2
  • Bathroom 1
  • Square Feet 904
  • Neighborhood East Boston

Open house Sunday and Saturday 6/22-6/23 from 11:00am to 12:30pm Renovated 2 Bed/1 Bath, with enclosed back porch in East Boston's up and coming Harborview neighborhood. Modern meets chic in this sun-drenched unit featuring stainless steel appliances, hardwood flooring throughout, granite countertops, sophisticated finishes, ample storage space and central air. Washer and dryer in unit, plenty of street parking provided. Additional enclosed porch that receives copious amounts of sunlight. This stylish condo is placed perfectly in a tranquil, secluded tree lined street with shops and restaurants just a short walk away. Close to Wood Island T-stop (blue line) with direct connections to downtown as well as buses 448,449,450, 459, 120 with easy access to major highways. Offers due Monday, June 24th at 5 PM.

Listed by Nhan Nguyen, Leopold & McMasters Realty

$
$
%
$/month over payments
Federal 30-year interest rate: 3.82% last updated on Jun 13, 2019
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

Save FavoriteSchedule A VisitAsk A QuestionMore Details

7 Waldo Avenue Somerville MA 02143
Open House

MLS Number 72521990

  • Condo or Co-op
  • Next Open House: Sat 22nd 12:00 pm - 2:00 pm
  • Bedrooms 1
  • Bathroom 1
  • Square Feet 515

Somerville/Cambridge Line. Great pedestrian location just a short distance to Harvard Sq., Porter Sq., Inman Sq. & Union Square. This sweet condo offers your own separate entrance on the ground level. Nice open floor plan for kitchen & living area. Living room features hardwood floors & recessed lighting. Updated kitchen comes with S/S appliances, granite counter tops, tile flooring & recessed lighting. Good sized bedroom provides 2 closets for ample storage. Full, tiled bath with vanity. Separate shared utility room with coin-op washer & dryer. This unit also comes with a deeded parking space! Close to Red line T stops. Pubs, restaurants & coffee houses surround you. Choose from Market Basket, Whole Foods or Star markets. Pet friendly building with dog parks down the street (Lincoln or Perry Park). Low property taxes and low condo fee will keep your monthly living expenses low. Come check it out! Currently leased until August 31st.

Listed by Patti Reilly Team and Florence Foley, RE/MAX Destiny

$
$
%
$/month over payments
Federal 30-year interest rate: 3.82% last updated on Jun 13, 2019
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

Save FavoriteSchedule A VisitAsk A QuestionMore Details

390 Riverway Boston MA 02115
Open House

MLS Number 72521987

  • Condo or Co-op
  • Next Open House: Sat 22nd 11:00 am - 12:00 pm
  • Bedrooms 2
  • Bathroom 1
  • Square Feet 722

This fully renovated to the studs condo has been thoughtfully designed to allow for the most natural light, space and comfortable layout possible. Large skylights throughout illuminate the airy living space with a large terrace overlooking the Emerald Necklace. Walk into the new kitchen with tons of counter space and top of the line Liebherr appliances. A coastal feel is enhanced with white beadboard cabinets, exposed brick, and sunbleached stained oak floors. The master bedroom is quite large with enough room for a king bed. New Built-in closets throughout allow for plenty of storage space. The second bedroom features a deck off the back, as well as floor to ceiling California Closets. Additional storage in basement. The bathroom is super charming featuring beautiful tile work. Laundry in unit completes this tastefully done renovation. Last, but not least the location is prime within a 2-minute walk to the new Boston Children's Hospital in Brookline, the T, and Longwood Medical.

Listed by The Goodrich Team, Ethan Goodrich and Amanda Johnston, Compass

$
$
%
$/month over payments
Federal 30-year interest rate: 3.82% last updated on Jun 13, 2019
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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9 West Broadway Boston MA 02127
Open House

MLS Number 72507705

  • Condo or Co-op
  • Next Open House: Sun 23rd 12:00 pm - 1:30 pm
  • Bedrooms 1
  • Bathroom 1
  • Square Feet 679

An affordable urban oasis with garage parking at Court Square Press! This lovely one bed has a ton of character with exposed brick and beams throughout. There are custom built ins in the unit as well, providing great storage and also a fireplace! Large bedroom with double closet, in unit laundry, central a/c and chef's kitchen with gas cooking. The Court Square Press Condominium Complex is a premier complex in Boston boasting 24/7 concierge, gym, media room and a 20,000 square foot outdoor terrace complete with pool and grilling areas. Perfectly located across from T and easy walk to shops, restaurants, and the South End!

Listed by Elizabeth Guenard, Compass

$
$
%
$/month over payments
Federal 30-year interest rate: 3.82% last updated on Jun 13, 2019
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

Save FavoriteSchedule A VisitAsk A QuestionMore Details

506 Sea Street Quincy MA 02169

Price$595,000

Est. Mortgage: $/month

Open House

MLS Number 72521986

  • Condo or Co-op
  • Next Open House: Sat 22nd 11:00 am - 12:30 pm
  • Bedrooms 3
  • Bathroom 3
  • Square Feet 2,100

Here Today, Gone on Saturday! Don't miss your opportunity to own this gorgeous townhouse. Located in Desirable Adams shore neighborhood. Walking distance to the water, shops, restaurants and commuter friendly. This young home features an open floor plan, hardwood floors, recessed lighting and a gorgeous kitchen with stone counter tops and stainless appliances. Three generous size bedrooms on the second floor with a picturesque master suite. Three full baths and a bonus room in the lower level. A one car garage and a deeded parking spot complete this perfect unit. Low condo fee's, professional maintenance and a whole lot more! call for your private tour. Showings begin at the open house on Saturday 11am-12;30p

Listed by Britta S. Reissfelder, Coldwell Banker Residential Brokerage - Canton

$
$
%
$/month over payments
Federal 30-year interest rate: 3.82% last updated on Jun 13, 2019
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

Save FavoriteSchedule A VisitAsk A QuestionMore Details

The property listing data and information, or the Images, set forth herein were provided to MLS Property Information Network, Inc. from third party sources, including sellers, lessors and public records, and were compiled by MLS Property Information Network, Inc. The property listing data and information, and the Images, are for the personal, non-commercial use of consumers having a good faith interest in purchasing or leasing listed properties of the type displayed to them and may not be used for any purpose other than to identify prospective properties which such consumers may have a good faith interest in purchasing or leasing. MLS Property Information Network, Inc. and its subscribers disclaim any and all representations and warranties as to the accuracy of the property listing data and information, or as to the accuracy of any of the Images, set forth herein.