and narrow your search. If you have fewer than 200 results, you can save your search.

Condo with No Money Down

You are probably paying too much in rent right now. What if you could own your own condo for less than you pay in rent? If you think this requires a giant down payment, we have news for you! We can finance the entire purchase. No Down Payment, No Money Down, and a great interest rate on the money. It's not a scam, you don't need perfect credit. If you have worked at a decent job for two years or more, we can get you a condo. Look at the listings below, give us your email address, and we will invite you to have a cup of coffee(on us) and discuss the program.

Here is an overview of the process;

  1.  Contact a Melcher Real Estate Group(MREG) Agent.
  2.  Attend a meeting with our lender to become pre-approved for the program with a price range.
  3.  Work with your MREG agent to locate a home that fits you and the program.
  4.  Make an offer with your MREG agent.
  5.  Get the financing and close the deal!

Typically, we find the biggest hurdle stopping people from taking the leap from renting to homeownership is the down payment that banks and mortgage companies need to lend buyers the money to make their dreams come true.  After careful research we have found a program in which you will not need any money for a down payment nor have a perfect credit score!

There are two options available, here are the basics:

FORGIVABLE DOWN PAYMENT – a down payment assistance loan that is forgivable after 3 years of on-time payments.

Or

REPAYABLE DOWN PAYMENT – a loan repaid at 0% interest over a 10-year period or at a competitive market rate over a 30-year period
 

There are no first time home buyers restrictions nor geographic location restrictions. A credit score of 620 is needed and you are off and running to buying your new home!  Call us to set up your meeting today. It is free and there is no obligation.

3 Avery Street Boston MA 02111

MLS Number 72456657

  • Condo or Co-op
  • Bedrooms 1
  • Bathroom 1
  • Square Feet 801
  • Neighborhood Midtown

Fully renovated one-bedroom home at the prestigious Ritz Carlton Residences. This home features hardwood flooring throughout and renovated kitchen with granite counters and stainless steel appliances. Kitchen features breakfast bar opening into spacious living room with floor to ceiling window. Spacious bedroom offers large closets and storage. Doorman, Concierge, Equinox Sports Club & all the services of the 5 star Ritz Carlton Hotel, including fine dining at Artisan Bistro & Avery Bar. Located in Midtown, one of Boston's fastest growing & most exciting neighborhoods. The Ritz Carlton Residences is steps to Boston Common, shopping & some of Midtown's best restaurants.

Listed by Carmela Laurella, Scott Accorsini and David Costello, CL Properties

$
$
%
$/month over payments
Federal 30-year interest rate: 3.55% last updated on Aug 22, 2019
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

Save FavoriteSchedule A VisitAsk A QuestionMore Details

4 Summit Drive Reading MA 01867

Price$339,900

Est. Mortgage: $/month

Price Changed

MLS Number 72537642

  • Condo or Co-op
  • Bedrooms 2
  • Bathroom 2
  • Square Feet 1,075
  • Complex Summit Terrace

Seller will pay 3 months condo fee to the buyer of this 2 bedroom, 2 bath home in desirable Summit Terrace Condominium ideally located just minutes from major highway, transportation, restaurants and shopping yet in a quiet desirable neighborhood. Spacious living room, dining room combination with access to a private balcony. Fully appliance kitchen with breakfast bar and new stove and microwave. Desirable floor plan with bedrooms on each end affording great privacy. Full size washer and dryer in the unit. Lots of closets plus additional storage unit on the main level. Hot water, water and most of the heat and a/c are included in the condo fee. Deeded garage parking space G11. Open houses are not welcome so please call for an appointment

Listed by Joyce N. Kiley, Boardwalk Real Estate

$
$
%
$/month over payments
Federal 30-year interest rate: 3.55% last updated on Aug 22, 2019
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

Save FavoriteSchedule A VisitAsk A QuestionMore Details

158 Quincy Shore Drive Quincy MA 02171
Open House

MLS Number 72551649

  • Condo or Co-op
  • Next Open House: Sun 25th 12:00 pm - 2:00 pm
  • Bedrooms 2
  • Bathroom 3
  • Square Feet 1,368

Here is your chance to get into Booming North Quincy! Located in Desirable Lousiburg Square. Settled on a well manicured court yard you will quickly feel at home in this rarely offered End Unit!. Inside you will notice that the current owner updated the hardwood floors and they run throughout the ENTIRE unit. Open concept living area with recently upgraded kitchen and half bath. On the second floor you will find a MASSIVE bedroom and generous bathroom with new washer and dryer that will stay for new owner. As you approach the third floor stairway you can't help but notice the natural light pouring through the skylight as you head into an entire floor dedicated to be a master bedroom retreat with its own full bathroom. Off the master you will find a balcony that enjoys incredible water views!Complex amenities include a lovely in ground pool and tennis court! With close proximity to MBTA, Downtown Boston, and Miles of Coastline, The location is hard to beat! Offer Deadline Monday at 5pm.

Listed by Dot Collection and Katelyn Sullivan, Access

$
$
%
$/month over payments
Federal 30-year interest rate: 3.55% last updated on Aug 22, 2019
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

Save FavoriteSchedule A VisitAsk A QuestionMore Details

151 Tremont Street Boston MA 02111

MLS Number 72540319

  • Condo or Co-op
  • Bedrooms 1
  • Bathroom 1
  • Square Feet 735
  • Neighborhood Midtown

Bright and spacious one bedroom unit with large open living area. Beautiful light hardwood floors throughout and ample closet space. Washer/Dryer may be installed in unit with appropriate permissions from building and contractor! Building features 24/7 concierge, onsite management, central heat and A/C, fitness facility, resident library, and seasonal outdoor saltwater treated pool, all included in low condo fee! Professionally managed building with onsite maintenance in the best, A+ location, make this a fantastic investment opportunity. Parking available for purchase or rent in the attached garage.

Listed by Elizabeth Goldman and Gregory Dunn, Goldman Real Estate

$
$
%
$/month over payments
Federal 30-year interest rate: 3.55% last updated on Aug 22, 2019
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

Save FavoriteSchedule A VisitAsk A QuestionMore Details

33 Pond Avenue Brookline MA 02445

MLS Number 72551968

  • Condo or Co-op
  • Bedrooms 1
  • Bathroom 1
  • Square Feet 870
  • Neighborhood Brookline Village

Stunning 1 bedroom at the Brookhouse. Unit has been renovated with modern kitchen and bathroom..bathroom w/shower stall. The unit features gas cooking, central ac, big window w/ balcony. The Brookhouse full service building has 24 hour security/ concierge, extensive gym, pool, community room, tennis courts and basketball courts. The building is across the street from the MBTA both D & E Greenline, buses and walking distance to Longwood Medical Area, Universities, also easy access to downtown & route 9. TWO TANDEM deeded GARAGE parking spot comes with the unit. Unit is rented $2400 without parking til end of December 31, 2019.

Listed by Sheryl Lezberg, Captivating Realty

$
$
%
$/month over payments
Federal 30-year interest rate: 3.55% last updated on Aug 22, 2019
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

Save FavoriteSchedule A VisitAsk A QuestionMore Details

16 Winter Street Waltham MA 02451

MLS Number 72554283

  • Condo or Co-op
  • Bedrooms 1
  • Bathroom 1
  • Square Feet 719
  • Neighborhood Piety Corner

Totten Pond Village! Rare first floor bright and cheery one bedroom unit. Open floor plan offers galley style kitchen, dining room and large living room with slider access to private balcony. Spacious bedroom offers plenty of space for full bedroom set. Super unit to update and put your own touches to. Great commuter location close to all major routes including 128, Mass pike and route 2.

Listed by Paul Morreale, Gelineau & Associates, R.E.

$
$
%
$/month over payments
Federal 30-year interest rate: 3.55% last updated on Aug 22, 2019
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

Save FavoriteSchedule A VisitAsk A QuestionMore Details

28 Commodore Court Hull MA 02045

Price$349,900

Est. Mortgage: $/month

MLS Number 72554429

  • Condo or Co-op
  • Bedrooms 2
  • Bathroom 3
  • Square Feet 1,465
  • Complex Spinnaker Island

Enjoy beautiful water views from your new home. This community is on its own private island with amenities including a large swimming pool & sun deck, gym, sauna, and club house. Enjoy amazing water views from your living room, along with access to your private patio. In the winter stay warm and cozy with a roaring fireplace while watching a winter storm. Large galley kitchen with eat in bay, dinning room, washer & dryer and half bath on the first floor. Second floor features a Master Suite, a second bedroom and second full bath. Second floor also features an attic for extra storage or remodel for an extra bedroom or office.

Listed by Michelle Cox, William Raveis R.E. & Home Services

$
$
%
$/month over payments
Federal 30-year interest rate: 3.55% last updated on Aug 22, 2019
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

Save FavoriteSchedule A VisitAsk A QuestionMore Details

175 Quincy Shore Drive Quincy MA 02171
Open House

MLS Number 72553260

  • Condo or Co-op
  • Next Open House: Sun 25th 1:00 pm - 2:30 pm
  • Bedrooms 1
  • Bathroom 1
  • Square Feet 896

A commuter's dream! Take heart in this remarkable one bedroom 6th floor unit in the fabulous and convenient Hamilton Bay Condominiums. Close proximity to highways (rt 93 & 128), short distances to N. Quincy T, Wollaston beach, and Marina Bay. Fantastic skyline and water views high from the balcony. HOA fees include heat, water and sewage, hot water, snow removal and landscaping. The unit also features Hardwood floors, ceramic tile kitchen floor and stainless steel appliances. Condo living includes ground pool, tennis courts, deeded and guest parking, bike racks, security, elevators, additional storage area and much more. Pet friendly. A great buy for future first time homeowners.

Listed by Jing Zheng, Success! Real Estate

$
$
%
$/month over payments
Federal 30-year interest rate: 3.55% last updated on Aug 22, 2019
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

Save FavoriteSchedule A VisitAsk A QuestionMore Details

290 Pleasant Street Watertown MA 02472
Open House

MLS Number 72552517

  • Condo or Co-op
  • Next Open House: Sun 25th 11:30 am - 1:00 pm
  • Bedrooms 1
  • Bathroom 1
  • Square Feet 1,048

Steps to the Charles River, bike path, rock gym and park for your furry friend, the Riverbank lofts are ideally situated near Main Street and all major highways. The grand entrance welcomes you to 12+ foot ceilings, bamboo floors, granite counter tops, SS appliances, extra large windows and a luxurious bathroom. A bonus room is tucked off the hallway and can be used as an office with an additional closet inside. The master bedroom features a full walk-in closet with built-ins for all your accessory and clothing needs. The building provides bike storage, parking and peaceful views of green space. With two deeded parking spaces, you can commute to Boston or Cambridge by car, bike or public transport, options abound. Well managed property with very healthy reserves. Special Financing Incentives available on this property from SIRVA Mortgage.

Listed by Sylvia Sarkisyan and Cari Fuentes, Ebb & Flow Realty Co.

$
$
%
$/month over payments
Federal 30-year interest rate: 3.55% last updated on Aug 22, 2019
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

Save FavoriteSchedule A VisitAsk A QuestionMore Details

500 Washington Street Quincy MA 02169
Price Changed

MLS Number 72524478

  • Condo or Co-op
  • Bedrooms 2
  • Bathroom 2
  • Square Feet 964
  • Complex Quincy Towers

NEW PRICE !!! MOTIVATED SELLER!!! Desirable Quincy Towers Condo, 2 bedrooms, 2 full bath, Large living room and two good size bedrooms, hardwood floors, in-unit laundry, huge Balcony off the Living Room with a Beautiful View of Skyline, Central Heat/ Central A/C, Extra storage, 1 year old Washer/Dryer, Deeded Parking spaces and plenty of visitors parking, Onsite professional management, in-ground pool,Jacuzzi, Fitness Center, Function Room. Buses to Quincy Center Redline T Station, Convenient to Restaurants, Shopping, Beach and Easy Access to Boston and Major Highways.

Listed by Samira Guermoudi, Century 21 Annex Realty

$
$
%
$/month over payments
Federal 30-year interest rate: 3.55% last updated on Aug 22, 2019
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

Save FavoriteSchedule A VisitAsk A QuestionMore Details

158 Sumner Street Quincy MA 02169

Price$289,999

Est. Mortgage: $/month

Open House

MLS Number 72544438

  • Condo or Co-op
  • Next Open House: Wed 28th 5:00 pm - 7:00 pm
  • Bedrooms 2
  • Bathroom 1
  • Square Feet 724

This may be the property for you. Stunning two bedroom end unit W/D in unit! Enjoy entertaining in your open concept granite countertop kitchen and living room with high ceilings large windows, and hardwood throughout, or relax outside on your deck AC too! ( Additional storage area is located in basement)

Listed by Laura Sheedy, Homeowners Assistance Program, LLC

$
$
%
$/month over payments
Federal 30-year interest rate: 3.55% last updated on Aug 22, 2019
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

Save FavoriteSchedule A VisitAsk A QuestionMore Details

198 Allston Boston MA 02135
Price Changed

MLS Number 72520055

  • Condo or Co-op
  • Bedrooms 1
  • Bathroom 1
  • Square Feet 318
  • Neighborhood Brighton

Why rent when you can purchase a one bedroom unit only one block from the Green line and Comm Ave. Perfect for investors or student attending one of Boston's great universities. Walk to Whole foods, restaurants, and stores. Recently renovated, freshly painted. Common Laundry. Presently vacant and ready for new buyers. Could rent for $1400 a month.

Listed by Norman O'Grady and Neil Eustice, Prime Realty Group, Inc.

$
$
%
$/month over payments
Federal 30-year interest rate: 3.55% last updated on Aug 22, 2019
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

Save FavoriteSchedule A VisitAsk A QuestionMore Details

The property listing data and information, or the Images, set forth herein were provided to MLS Property Information Network, Inc. from third party sources, including sellers, lessors and public records, and were compiled by MLS Property Information Network, Inc. The property listing data and information, and the Images, are for the personal, non-commercial use of consumers having a good faith interest in purchasing or leasing listed properties of the type displayed to them and may not be used for any purpose other than to identify prospective properties which such consumers may have a good faith interest in purchasing or leasing. MLS Property Information Network, Inc. and its subscribers disclaim any and all representations and warranties as to the accuracy of the property listing data and information, or as to the accuracy of any of the Images, set forth herein.